/* ========== RESET & BASE ========== */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    /* Modern Finance/Insurance Theme - Clean, Trustworthy, Dynamic */
    --primary-blue: #0057FF;
    --primary-dark: #0040CC;
    --secondary-teal: #00C2B8;
    --accent-orange: #FF6B35;
    --accent-green: #00A86B;
    --bg-light: #F8FAFF;
    --bg-white: #FFFFFF;
    --bg-dark: #0B1E33;
    --text-dark: #1E2A3A;
    --text-muted: #5A6B7C;
    --border-light: #E5ECF5;
    --shadow-soft: 0 10px 30px rgba(0, 87, 255, 0.08);
    --shadow-strong: 0 20px 40px rgba(0, 87, 255, 0.12);
    --transition-smooth: all 0.3s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}

html,
body {
    overflow-x: hidden;
    width: 100%;
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', sans-serif;
    color: var(--text-dark);
    background: var(--bg-white);
    line-height: 1.5;
}

h1,
h2,
h3,
h4 {
    font-family: 'Manrope', sans-serif;
    font-weight: 700;
    letter-spacing: -0.02em;
}

.container {
    width: 100%;
    max-width: 1300px;
    margin: 0 auto;
    padding: 0 30px;
}

@media (max-width: 768px) {
    .container {
        padding: 0 20px;
    }
}

.section {
    padding: 100px 0;
}

@media (max-width: 768px) {
    .section {
        padding: 70px 0;
    }
}

/* ========== LOADER ========== */
.loader {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: var(--bg-white);
    z-index: 10000;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: opacity 0.5s ease, visibility 0.5s ease;
}

.loader.hidden {
    opacity: 0;
    visibility: hidden;
}

.loader-content {
    text-align: center;
    width: 300px;
}

.loader-logo {
    font-size: 2.5rem;
    font-family: 'Manrope', sans-serif;
    font-weight: 800;
    color: var(--text-dark);
    margin-bottom: 30px;
    letter-spacing: -0.02em;
}

.loader-logo span {
    color: var(--primary-blue);
    background: linear-gradient(135deg, var(--primary-blue), var(--secondary-teal));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.loader-progress {
    width: 100%;
    height: 4px;
    background: var(--border-light);
    position: relative;
    overflow: hidden;
    border-radius: 4px;
}

.loader-progress-bar {
    position: absolute;
    top: 0;
    left: 0;
    height: 100%;
    width: 0;
    background: linear-gradient(90deg, var(--primary-blue), var(--secondary-teal));
    animation: progress 2s ease-in-out forwards;
    border-radius: 4px;
}

@keyframes progress {
    0% {
        width: 0;
    }

    100% {
        width: 100%;
    }
}

/* ========== COOKIE POPUP ========== */
.cookie-popup {
    position: fixed;
    bottom: 30px;
    left: 30px;
    max-width: 380px;
    background: var(--bg-white);
    padding: 25px;
    border-radius: 16px;
    box-shadow: var(--shadow-strong);
    z-index: 1000;
    display: none;
    border: 1px solid var(--border-light);
}

.cookie-popup.show {
    display: block;
    animation: slideInLeft 0.5s ease;
}

@keyframes slideInLeft {
    from {
        opacity: 0;
        transform: translateX(-30px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }
}

.cookie-content i {
    font-size: 2rem;
    color: var(--primary-blue);
    margin-bottom: 15px;
}

.cookie-content p {
    margin-bottom: 20px;
    color: var(--text-muted);
    font-size: 0.95rem;
}

.cookie-actions {
    display: flex;
    gap: 12px;
}

.cookie-btn {
    padding: 10px 20px;
    border: none;
    border-radius: 8px;
    font-weight: 600;
    cursor: pointer;
    transition: var(--transition-smooth);
    font-size: 0.9rem;
    flex: 1;
}

.cookie-accept {
    background: var(--primary-blue);
    color: white;
}

.cookie-accept:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
}

.cookie-reject {
    background: var(--border-light);
    color: var(--text-dark);
}

.cookie-reject:hover {
    background: #d0dbe8;
    transform: translateY(-2px);
}

/* ========== AD BAR ========== */
.ad-bar {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1100;
    background: linear-gradient(90deg, var(--primary-blue), var(--primary-dark));
    color: white;
    text-align: center;
    padding: 9px 20px;
    font-size: 0.85rem;
    line-height: 1.4;
    transition: transform 0.4s ease, opacity 0.4s ease;
}

.ad-bar.hidden {
    transform: translateY(-100%);
    opacity: 0;
    pointer-events: none;
}

.ad-bar-inner {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    max-width: 1300px;
    margin: 0 auto;
}

.ad-bar-inner i {
    font-size: 1rem;
    flex-shrink: 0;
    opacity: 0.9;
}

.ad-bar-inner span {
    opacity: 0.95;
}

@media (max-width: 640px) {
    .ad-bar {
        font-size: 0.78rem;
        padding: 8px 14px;
    }
}

/* ========== HEADER with FIXED LOGO ========== */
.header {
    position: fixed;
    top: 38px;
    left: 0;
    width: 100%;
    z-index: 1000;
    background: transparent;
    transition: var(--transition-smooth), top 0.4s ease;
    padding: 20px 0;
}

.ad-bar.hidden~* .header,
body.ad-hidden .header {
    top: 0;
}

.header.scrolled {
    background: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(10px);
    padding: 15px 0;
    box-shadow: 0 5px 30px rgba(0, 87, 255, 0.1);
}

.header-main {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.header-left {
    display: flex;
    align-items: center;
    gap: 30px;
}

.menu-toggle {
    display: none;
    flex-direction: column;
    gap: 6px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 5px;
}

.menu-toggle span {
    width: 25px;
    height: 2px;
    background: rgba(255, 255, 255, 0.9);
    transition: var(--transition-smooth);
}

.header.scrolled .menu-toggle span {
    background: var(--text-dark);
}

@media (max-width: 992px) {
    .menu-toggle {
        display: flex;
    }
}

/* FIXED LOGO - Always visible and doesn't move */
.logo {
    font-size: 1.8rem;
    font-family: 'Manrope', sans-serif;
    font-weight: 800;
    color: rgba(255, 255, 255, 0.95);
    text-decoration: none;
    letter-spacing: -0.02em;
    position: relative;
    z-index: 1001;
    transition: color 0.3s ease;
    transform: none !important;
}

.header.scrolled .logo {
    color: var(--text-dark);
}

.logo span {
    color: var(--primary-blue);
    background: linear-gradient(135deg, var(--primary-blue), var(--secondary-teal));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

/* Desktop Navigation */
.nav-desktop {
    display: block;
}

@media (max-width: 992px) {
    .nav-desktop {
        display: none;
    }
}

.nav-list {
    display: flex;
    flex-direction: row;
    align-items: center;
    gap: 35px;
    list-style: none;
    margin: 0;
    padding: 0;
}

.nav-link {
    text-decoration: none;
    color: rgba(255, 255, 255, 0.9);
    font-weight: 600;
    font-size: 0.95rem;
    position: relative;
    padding: 5px 0;
    transition: var(--transition-smooth);
}

.header.scrolled .nav-link {
    color: var(--text-dark);
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: linear-gradient(90deg, var(--primary-blue), var(--secondary-teal));
    transition: width 0.3s ease;
    border-radius: 2px;
}

.nav-link:hover {
    color: var(--primary-blue);
}

.nav-link:hover::after {
    width: 100%;
}

/* Mobile Menu */
.mobile-menu {
    position: fixed;
    top: 0;
    right: -100%;
    width: 85%;
    max-width: 400px;
    height: 100vh;
    background: var(--bg-white);
    z-index: 2000;
    padding: 40px 30px;
    transition: right 0.5s cubic-bezier(0.77, 0, 0.175, 1);
    box-shadow: -10px 0 30px rgba(0, 87, 255, 0.15);
}

.mobile-menu.active {
    right: 0;
}

.mobile-menu-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 50px;
}

.mobile-logo {
    font-size: 1.8rem;
    font-family: 'Manrope', sans-serif;
    font-weight: 800;
    color: var(--text-dark);
}

.mobile-logo span {
    color: var(--primary-blue);
    background: linear-gradient(135deg, var(--primary-blue), var(--secondary-teal));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.mobile-close {
    background: none;
    border: none;
    font-size: 2.5rem;
    cursor: pointer;
    color: var(--text-muted);
    transition: var(--transition-smooth);
}

.mobile-close:hover {
    transform: rotate(90deg);
    color: var(--primary-blue);
}

.nav-mobile ul {
    list-style: none;
}

.nav-mobile li {
    margin-bottom: 25px;
    opacity: 0;
    transform: translateX(30px);
    animation: slideIn 0.5s forwards;
}

.nav-mobile li:nth-child(1) {
    animation-delay: 0.1s;
}

.nav-mobile li:nth-child(2) {
    animation-delay: 0.2s;
}

.nav-mobile li:nth-child(3) {
    animation-delay: 0.3s;
}

.nav-mobile li:nth-child(4) {
    animation-delay: 0.4s;
}

.nav-mobile li:nth-child(5) {
    animation-delay: 0.5s;
}

@keyframes slideIn {
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

.mobile-link {
    text-decoration: none;
    color: var(--text-dark);
    font-size: 1.3rem;
    font-family: 'Manrope', sans-serif;
    font-weight: 600;
    transition: var(--transition-smooth);
}

.mobile-link:hover {
    color: var(--primary-blue);
    padding-left: 10px;
}

.mobile-cta {
    margin-top: 50px;
    opacity: 0;
    animation: fadeIn 0.5s 0.6s forwards;
}

@keyframes fadeIn {
    to {
        opacity: 1;
    }
}

/* Buttons */
.btn {
    display: inline-block;
    padding: 14px 32px;
    border-radius: 12px;
    font-weight: 600;
    text-decoration: none;
    transition: var(--transition-smooth);
    border: none;
    cursor: pointer;
    font-size: 0.95rem;
    letter-spacing: 0.3px;
}

.btn-primary {
    background: linear-gradient(135deg, var(--primary-blue), var(--primary-dark));
    color: white;
    position: relative;
    overflow: hidden;
    z-index: 1;
    box-shadow: 0 10px 20px rgba(0, 87, 255, 0.2);
}

.btn-primary::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, var(--primary-dark), var(--primary-blue));
    transition: left 0.4s ease;
    z-index: -1;
}

.btn-primary:hover::before {
    left: 0;
}

.btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 15px 30px rgba(0, 87, 255, 0.3);
}

.btn-outline {
    background: transparent;
    border: 2px solid var(--primary-blue);
    color: var(--primary-blue);
    padding: 12px 30px;
}

.btn-outline:hover {
    background: var(--primary-blue);
    color: white;
    transform: translateY(-3px);
    box-shadow: 0 10px 20px rgba(0, 87, 255, 0.2);
}

.btn-large {
    padding: 16px 40px;
    font-size: 1.1rem;
}

.btn-block {
    display: block;
    width: 100%;
    text-align: center;
}

/* ========== HERO SECTION ========== */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    background: linear-gradient(135deg, #0B1E33 0%, #1A2F45 100%);
    color: white;
    overflow: hidden;
    padding: 160px 0 80px;
}

.hero-background {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 1;
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: radial-gradient(circle at 30% 50%, rgba(0, 87, 255, 0.2) 0%, transparent 50%);
}

.hero-particles {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-image:
        radial-gradient(circle at 20% 30%, rgba(255, 255, 255, 0.1) 1px, transparent 1px),
        radial-gradient(circle at 80% 70%, rgba(255, 255, 255, 0.1) 1px, transparent 1px);
    background-size: 50px 50px;
    animation: particleMove 20s linear infinite;
}

@keyframes particleMove {
    0% {
        transform: translateY(0);
    }

    100% {
        transform: translateY(-50px);
    }
}

.hero .container {
    position: relative;
    z-index: 2;
}

.hero-content {
    max-width: 800px;
    margin: 0 auto;
    text-align: center;
}

.hero-subtitle {
    display: inline-block;
    font-size: 0.9rem;
    letter-spacing: 3px;
    text-transform: uppercase;
    margin-bottom: 20px;
    opacity: 0.9;
    background: rgba(255, 255, 255, 0.1);
    padding: 8px 20px;
    border-radius: 30px;
    backdrop-filter: blur(10px);
}

.hero-title {
    font-size: 4rem;
    line-height: 1.1;
    margin-bottom: 30px;
    font-weight: 800;
}

@media (max-width: 768px) {
    .hero-title {
        font-size: 3rem;
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 2.2rem;
    }
}

.text-accent {
    color: var(--secondary-teal);
    position: relative;
    display: inline-block;
}

/* .text-accent underline removed */

.hero-description {
    font-size: 1.2rem;
    margin-bottom: 40px;
    opacity: 0.9;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

/* Hero CTA Wrap (replaces form) */
.hero-cta-wrap {
    margin-top: 40px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 18px;
}

.hero-cta-wrap .btn-primary {
    font-size: 1.15rem;
    padding: 18px 50px;
    border-radius: 14px;
    box-shadow: 0 15px 35px rgba(0, 87, 255, 0.35);
    animation: pulse 2.5s ease infinite;
}

.hero-cta-wrap .form-disclaimer {
    margin-top: 0;
    font-size: 0.85rem;
    opacity: 0.75;
    color: rgba(255, 255, 255, 0.85);
}

.hero-form-container {
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    border-radius: 20px;
    padding: 30px;
    margin-top: 40px;
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.hero-form {
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 15px;
}

@media (max-width: 640px) {
    .form-row {
        grid-template-columns: 1fr;
    }
}

.form-group {
    position: relative;
}

.form-group i {
    position: absolute;
    left: 15px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--secondary-teal);
    font-size: 1rem;
}

.form-group input {
    width: 100%;
    padding: 15px 15px 15px 45px;
    border: 1px solid rgba(255, 255, 255, 0.2);
    background: rgba(255, 255, 255, 0.05);
    border-radius: 12px;
    color: white;
    font-size: 1rem;
    transition: var(--transition-smooth);
}

.form-group input:focus {
    outline: none;
    border-color: var(--secondary-teal);
    background: rgba(255, 255, 255, 0.1);
}

.form-group input::placeholder {
    color: rgba(255, 255, 255, 0.5);
}

.form-disclaimer {
    margin-top: 15px;
    font-size: 0.8rem;
    opacity: 0.7;
}

.hero-scroll {
    position: absolute;
    bottom: 40px;
    left: 50%;
    transform: translateX(-50%);
    text-align: center;
    color: white;
    z-index: 2;
}

.hero-scroll span {
    display: block;
    font-size: 0.8rem;
    letter-spacing: 2px;
    margin-bottom: 10px;
    opacity: 0.7;
}

.scroll-line {
    width: 1px;
    height: 60px;
    background: rgba(255, 255, 255, 0.3);
    margin: 0 auto;
    position: relative;
    overflow: hidden;
}

.scroll-line::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(to bottom, var(--secondary-teal), var(--primary-blue));
    animation: scroll 2s ease-in-out infinite;
}

@keyframes scroll {
    0% {
        transform: translateY(-100%);
    }

    100% {
        transform: translateY(100%);
    }
}

/* ========== STATS SECTION ========== */
.stats {
    padding: 60px 0;
    background: var(--bg-white);
    border-bottom: 1px solid var(--border-light);
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
    text-align: center;
}

@media (max-width: 992px) {
    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 480px) {
    .stats-grid {
        grid-template-columns: 1fr;
    }
}

.stat-number {
    display: block;
    font-size: 3rem;
    font-weight: 800;
    color: var(--primary-blue);
    line-height: 1;
    margin-bottom: 10px;
    font-family: 'Manrope', sans-serif;
}

.stat-label {
    font-size: 1rem;
    color: var(--text-muted);
    font-weight: 500;
}

/* ========== SECTION HEADER ========== */
.section-eyebrow {
    display: block;
    font-size: 0.85rem;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: var(--primary-blue);
    margin-bottom: 10px;
    font-weight: 600;
}

.section-title {
    font-size: 3rem;
    color: var(--text-dark);
    margin-bottom: 20px;
    line-height: 1.2;
}

@media (max-width: 768px) {
    .section-title {
        font-size: 2.2rem;
    }
}

.section-subtitle {
    font-size: 1.1rem;
    color: var(--text-muted);
    max-width: 600px;
    margin: 0 auto;
}

/* ========== VERGLEICH SECTION ========== */
.vergleich {
    background: var(--bg-light);
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin: 60px 0 40px;
}

@media (max-width: 992px) {
    .steps-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .steps-grid {
        grid-template-columns: 1fr;
    }
}

.step-card {
    background: var(--bg-white);
    padding: 40px 30px;
    border-radius: 20px;
    box-shadow: var(--shadow-soft);
    position: relative;
    transition: var(--transition-smooth);
    text-align: center;
    border: 1px solid var(--border-light);
}

.step-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-strong);
    border-color: var(--primary-blue);
}

.step-number {
    position: absolute;
    top: -15px;
    left: 30px;
    width: 40px;
    height: 40px;
    background: linear-gradient(135deg, var(--primary-blue), var(--secondary-teal));
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 1.2rem;
    box-shadow: 0 5px 15px rgba(0, 87, 255, 0.3);
}

.step-icon {
    width: 80px;
    height: 80px;
    background: var(--bg-light);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 25px;
    color: var(--primary-blue);
    font-size: 2rem;
    transition: var(--transition-smooth);
}

.step-card:hover .step-icon {
    background: var(--primary-blue);
    color: white;
    transform: scale(1.1) rotate(5deg);
}

.step-card h3 {
    margin-bottom: 15px;
    font-size: 1.3rem;
}

.step-card p {
    color: var(--text-muted);
    line-height: 1.6;
}

.vergleich-cta {
    text-align: center;
    margin-top: 40px;
}

/* ========== TARIFE SECTION ========== */
.tarife-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-top: 40px;
}

@media (max-width: 992px) {
    .tarife-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .tarife-grid {
        grid-template-columns: 1fr;
    }
}

.tarif-card {
    background: var(--bg-white);
    border-radius: 20px;
    padding: 30px;
    box-shadow: var(--shadow-soft);
    border: 1px solid var(--border-light);
    transition: var(--transition-smooth);
    position: relative;
}

.tarif-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-strong);
    border-color: var(--primary-blue);
}

.tarif-badge {
    position: absolute;
    top: -10px;
    right: 20px;
    background: linear-gradient(135deg, var(--accent-orange), #FF8A5C);
    color: white;
    padding: 5px 20px;
    border-radius: 30px;
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    box-shadow: 0 5px 15px rgba(255, 107, 53, 0.3);
}

.tarif-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 20px;
}

.tarif-header h3 {
    font-size: 1.5rem;
    color: var(--text-dark);
}

.tarif-rating {
    color: #FFB800;
    font-size: 0.9rem;
}

.tarif-price {
    text-align: center;
    padding: 25px 0;
    border-top: 1px solid var(--border-light);
    border-bottom: 1px solid var(--border-light);
    margin-bottom: 25px;
}

.price-from {
    display: block;
    font-size: 0.9rem;
    color: var(--text-muted);
    margin-bottom: 5px;
}

.price-value {
    font-size: 3.5rem;
    font-weight: 800;
    color: var(--primary-blue);
    line-height: 1;
}

.price-value span {
    font-size: 1.5rem;
    font-weight: 600;
}

.price-period {
    display: block;
    font-size: 0.9rem;
    color: var(--text-muted);
    margin-top: 5px;
}

.tarif-features {
    list-style: none;
    margin-bottom: 30px;
}

.tarif-features li {
    margin-bottom: 12px;
    color: var(--text-muted);
    display: flex;
    align-items: center;
    gap: 10px;
}

.tarif-features i {
    color: var(--accent-green);
    font-size: 0.9rem;
}

/* ========== VORTEILE SECTION ========== */
.vorteile {
    background: var(--bg-light);
}

.vorteile-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
    margin-top: 40px;
}

@media (max-width: 992px) {
    .vorteile-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .vorteile-grid {
        grid-template-columns: 1fr;
    }
}

.vorteil-card {
    background: var(--bg-white);
    padding: 40px 30px;
    border-radius: 20px;
    box-shadow: var(--shadow-soft);
    transition: var(--transition-smooth);
    text-align: center;
    border: 1px solid var(--border-light);
}

.vorteil-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-strong);
    border-color: var(--primary-blue);
}

.vorteil-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, rgba(0, 87, 255, 0.1), rgba(0, 194, 184, 0.1));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 25px;
    color: var(--primary-blue);
    font-size: 2rem;
    transition: var(--transition-smooth);
}

.vorteil-card:hover .vorteil-icon {
    background: linear-gradient(135deg, var(--primary-blue), var(--secondary-teal));
    color: white;
    transform: scale(1.1) rotate(5deg);
}

.vorteil-card h3 {
    margin-bottom: 15px;
    font-size: 1.3rem;
}

.vorteil-card p {
    color: var(--text-muted);
    line-height: 1.6;
}

/* ========== RATGEBER SECTION ========== */
.ratgeber-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-top: 40px;
}

@media (max-width: 992px) {
    .ratgeber-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .ratgeber-grid {
        grid-template-columns: 1fr;
    }
}

.ratgeber-card {
    background: var(--bg-white);
    border-radius: 20px;
    overflow: hidden;
    box-shadow: var(--shadow-soft);
    transition: var(--transition-smooth);
    border: 1px solid var(--border-light);
}

.ratgeber-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-strong);
    border-color: var(--primary-blue);
}

.ratgeber-date-label {
    display: inline-block;
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--primary-blue);
    background: rgba(0, 87, 255, 0.08);
    padding: 4px 12px;
    border-radius: 20px;
    margin-bottom: 12px;
    letter-spacing: 0.3px;
}

.ratgeber-content {
    padding: 30px;
}

.ratgeber-content h3 {
    font-size: 1.2rem;
    margin-bottom: 15px;
    line-height: 1.4;
}

.ratgeber-content p {
    color: var(--text-muted);
    margin-bottom: 20px;
    line-height: 1.6;
    font-size: 0.95rem;
}

.read-more {
    color: var(--primary-blue);
    text-decoration: none;
    font-weight: 600;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: var(--transition-smooth);
}

.read-more:hover {
    gap: 12px;
    color: var(--secondary-teal);
}

/* ========== FAQ ========== */
.faq {
    background: var(--bg-white);
}

.faq-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    margin-top: 40px;
}

@media (max-width: 768px) {
    .faq-grid {
        grid-template-columns: 1fr;
    }
}

.faq-item {
    border: 1px solid var(--border-light);
    border-radius: 16px;
    padding: 25px;
    cursor: pointer;
    transition: var(--transition-smooth);
    background: var(--bg-white);
}

.faq-item:hover {
    border-color: var(--primary-blue);
    box-shadow: var(--shadow-soft);
}

.faq-question {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 0;
}

.faq-question h3 {
    font-size: 1.1rem;
    color: var(--text-dark);
    font-weight: 600;
}

.faq-question i {
    color: var(--primary-blue);
    transition: transform 0.3s ease;
}

.faq-item.active .faq-question i {
    transform: rotate(45deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
    color: var(--text-muted);
    line-height: 1.8;
}

.faq-item.active .faq-answer {
    max-height: 200px;
    margin-top: 20px;
}

/* ========== CTA SECTION ========== */
.cta-section {
    background: linear-gradient(135deg, var(--primary-blue), var(--primary-dark));
    color: white;
    padding: 80px 0;
    text-align: center;
}

.cta-content h2 {
    font-size: 2.5rem;
    margin-bottom: 20px;
}

.cta-content p {
    font-size: 1.2rem;
    margin-bottom: 30px;
    opacity: 0.9;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.cta-content .btn-primary {
    background: white;
    color: var(--primary-blue);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
}

.cta-content .btn-primary:hover {
    background: var(--bg-light);
    transform: translateY(-3px);
}

/* ========== KONTAKT SECTION ========== */
.kontakt {
    background: var(--bg-light);
}

.kontakt-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
}

@media (max-width: 768px) {
    .kontakt-wrapper {
        grid-template-columns: 1fr;
    }
}

.kontakt-info h3 {
    font-size: 2rem;
    margin-bottom: 5px;
}

.kontakt-role {
    color: var(--primary-blue);
    margin-bottom: 30px;
    font-size: 1rem;
    font-weight: 600;
}

.kontakt-info p {
    margin-bottom: 15px;
    color: var(--text-muted);
    display: flex;
    align-items: center;
    gap: 15px;
}

.kontakt-info i {
    width: 20px;
    color: var(--primary-blue);
}

.kontakt-info a {
    color: var(--text-muted);
    text-decoration: none;
    transition: var(--transition-smooth);
}

.kontakt-info a:hover {
    color: var(--primary-blue);
}

.kontakt-social h4 {
    margin-bottom: 20px;
}

.social-links {
    display: flex;
    gap: 15px;
}

.social-links a {
    width: 45px;
    height: 45px;
    border: 1px solid var(--border-light);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--text-dark);
    transition: var(--transition-smooth);
    background: var(--bg-white);
}

.social-links a:hover {
    background: linear-gradient(135deg, var(--primary-blue), var(--secondary-teal));
    color: white;
    border-color: transparent;
    transform: translateY(-5px);
}

/* ========== FOOTER ========== */
.footer {
    background: var(--bg-dark);
    color: white;
    padding: 60px 0 20px;
}

.footer-main {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: 60px;
    margin-bottom: 60px;
}

@media (max-width: 992px) {
    .footer-main {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 640px) {
    .footer-main {
        grid-template-columns: 1fr;
    }
}

.footer-logo {
    font-size: 1.8rem;
    font-family: 'Manrope', sans-serif;
    font-weight: 800;
    display: block;
    margin-bottom: 15px;
    letter-spacing: -0.02em;
}

.footer-logo span {
    color: var(--primary-blue);
    background: linear-gradient(135deg, var(--primary-blue), var(--secondary-teal));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

/* Footer Contact Info */
.footer-contact {
    margin-top: 20px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding-top: 18px;
}

.footer-contact-name {
    font-weight: 700;
    font-size: 1.05rem;
    color: white !important;
    opacity: 1 !important;
    margin-bottom: 2px !important;
}

.footer-contact-role {
    font-size: 0.85rem;
    color: var(--secondary-teal) !important;
    opacity: 1 !important;
    margin-bottom: 12px !important;
    font-weight: 600;
}

.footer-contact p {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin-bottom: 10px !important;
    opacity: 0.85 !important;
    font-size: 0.85rem !important;
}

.footer-contact i {
    color: var(--secondary-teal);
    min-width: 15px;
    margin-top: 2px;
}

.footer-contact a {
    color: rgba(255, 255, 255, 0.8) !important;
}

.footer-contact a:hover {
    color: var(--secondary-teal) !important;
    padding-left: 0 !important;
}

.footer p {
    opacity: 0.7;
    font-size: 0.9rem;
    line-height: 1.6;
}

.footer h4 {
    margin-bottom: 20px;
    font-size: 1.1rem;
    color: white;
}

.footer ul {
    list-style: none;
}

.footer li {
    margin-bottom: 10px;
}

.footer a {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    transition: var(--transition-smooth);
    font-size: 0.9rem;
}

.footer a:hover {
    color: var(--secondary-teal);
    padding-left: 5px;
}

.footer-disclaimer {
    margin: 20px 0;
}

.footer-disclaimer p {
    font-size: 0.82rem;
    line-height: 1.6;
    color: rgba(255, 255, 255, 0.7);
    text-align: center;
    border: 1px solid rgba(255, 255, 255, 0.15);
    border-radius: 8px;
    padding: 14px 24px;
    max-width: 700px;
    margin: 0 auto;
}

.footer-disclaimer strong {
    color: rgba(255, 255, 255, 0.9);
}

.footer-bottom {
    text-align: center;
    font-size: 0.8rem;
    opacity: 0.5;
    padding-top: 20px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

/* ========== MODALS ========== */
.modal {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(11, 30, 51, 0.9);
    backdrop-filter: blur(5px);
    z-index: 3000;
    align-items: center;
    justify-content: center;
}

.modal.show {
    display: flex;
    animation: fadeIn 0.3s ease;
}

.modal-content {
    background: var(--bg-white);
    padding: 40px;
    border-radius: 24px;
    max-width: 500px;
    width: 90%;
    position: relative;
    animation: slideUp 0.4s ease;
    box-shadow: var(--shadow-strong);
}

@keyframes slideUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.modal-close {
    position: absolute;
    top: 20px;
    right: 20px;
    font-size: 1.5rem;
    cursor: pointer;
    color: var(--text-muted);
    transition: var(--transition-smooth);
}

.modal-close:hover {
    transform: rotate(90deg);
    color: var(--primary-blue);
}

.modal-content h2 {
    margin-bottom: 20px;
    color: var(--text-dark);
    font-size: 1.8rem;
}

.modal-content p {
    margin-bottom: 15px;
    color: var(--text-muted);
    line-height: 1.6;
}

/* ========== BACK TO TOP ========== */
.back-to-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, var(--primary-blue), var(--secondary-teal));
    color: white;
    border: none;
    border-radius: 50%;
    cursor: pointer;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition-smooth);
    z-index: 900;
    font-size: 1.2rem;
    box-shadow: 0 5px 20px rgba(0, 87, 255, 0.3);
}

.back-to-top.show {
    opacity: 1;
    visibility: visible;
}

.back-to-top:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 87, 255, 0.4);
}

/* ========== RESPONSIVE FIXES ========== */
@media (max-width: 992px) {
    .header-right .btn {
        display: none;
    }

    .hero-form-container {
        padding: 20px;
    }
}

@media (max-width: 768px) {
    .hero-title {
        font-size: 3rem;
    }

    .section-title {
        font-size: 2.2rem;
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 2.2rem;
    }

    .section-title {
        font-size: 1.8rem;
    }

    .tarif-price .price-value {
        font-size: 2.5rem;
    }

    .modal-content {
        padding: 30px 20px;
    }
}

/* ========== ANIMATIONS ========== */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.fadeInUp {
    animation: fadeInUp 0.6s ease forwards;
}

@keyframes pulse {

    0%,
    100% {
        transform: scale(1);
    }

    50% {
        transform: scale(1.05);
    }
}

.pulse {
    animation: pulse 2s ease infinite;
}